State Collection Laws, State Collection Agency Laws

State Collection Laws


State collection laws regulate debt collections and differ by State.

Learn About State Collection Laws

State collection laws vary by State. You or your collection agency must be aware of the particular State collection agency laws for both your state and the State where your debtor resides. There are many elements that apply to State collection laws, including: bad check laws, state collection requirements, statutes of limitations for both debts and judgments, garnishments plus license and bonding information for collection agents.

Some State collection agency laws require collection agencies to be licensed and bonded to be able to collect in that State. It is fairly common for a  collection agency collecting a debt out-of-state, to be in violation of the State collection agency laws because they were unaware of the licensing requirements. That can not only void that collection, but create a legal liability and other stiff penalties as well.

The key is to make sure you know the State collection laws for your State and any other States you are collecting. Following is a list of State collection agency laws. Just click on the State to start your research.

Please note this website site not intended to give legal advice and may not be complete or up to date with the most current collection laws changes.



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