The Fair Debt Collection Practices Act - Section 818
818. Effective date [15 USC 1692 note]
This title takes effect upon the expiration of six months after the date of its
enactment, but section 809 shall apply only with respect to debts for which the
initial attempt to collect occurs after such effective date.
Approved September 20, 1977
The Fair Debt Collection Practices Act (FDCPA) Main Page
801. Short Title
802. Congressional findings and declaration of purpose
803. Definitions
804. Acquisition of location information
805. Communication in connection with debt collection
806. Harassment or abuse
807. False or misleading representations
808. Unfair practice
809. Validation of debts
810. Multiple debts
811. Legal actions by debt collectors
812. Furnishing certain deceptive forms
813. Civil liability
814. Administrative enforcement
815. Reports to Congress by the Commission
816. Relation to State laws
817. Exemption for State regulation
818. Effective date
Endnotes
Please note this website site not intended to give
legal advice and may not be complete or up to date with the most current
collection laws changes.
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