The Fair Debt Collection Practices Act - Section 804
804. Acquisition of location information [15 USC 1692b]
Any debt collector communicating with any person other than the consumer for the
purpose of acquiring location information about the consumer shall --
(1) identify himself, state that he is confirming or correcting location
information concerning the consumer, and, only if expressly requested, identify
his employer;
(2) not state that such consumer owes any debt;
(3) not communicate with any such person more than once unless requested to do
so by such person or unless the debt collector reasonably believes that the
earlier response of such person is erroneous or incomplete and that such person
now has correct or complete location information;
(4) not communicate by post card;
(5) not use any language or symbol on any envelope or in the contents of any
communication effected by the mails or telegram that indicates that the debt
collector is in the debt collection business or that the communication relates
to the collection of a debt; and
(6) after the debt collector knows the consumer is represented by an attorney
with regard to the subject debt and has knowledge of, or can readily ascertain,
such attorney's name and address, not communicate with any person other than
that attorney, unless the attorney fails to respond within a reasonable period
of time to the communication from the debt collector.
The Fair Debt Collection Practices Act (FDCPA) Main Page
801. Short Title
802. Congressional findings and declaration of purpose
803. Definitions
804. Acquisition of location information
805. Communication in connection with debt collection
806. Harassment or abuse
807. False or misleading representations
808. Unfair practice
809. Validation of debts
810. Multiple debts
811. Legal actions by debt collectors
812. Furnishing certain deceptive forms
813. Civil liability
814. Administrative enforcement
815. Reports to Congress by the Commission
816. Relation to State laws
817. Exemption for State regulation
818. Effective date
Endnotes
Please note this website site not intended to give
legal advice and may not be complete or up to date with the most current
collection laws changes.
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