The Fair Credit Reporting Act - Section 618
618. Jurisdiction of courts; limitation of actions [15 U.S.C. 1681p]
An action to enforce any liability created under this title may be brought in
any appropriate United States district court without regard to the amount in
controversy, or in any other court of competent jurisdiction, within two years
from the date on which the liability arises, except that where a defendant has
materially and willfully misrepresented any information required under this
title to be disclosed to an individual and the information so misrepresented is
material to the establishment of the defendant's liability to that individual
under this title, the action may be brought at any time within two years after
discovery by the individual of the misrepresentation.
The Fair Credit Reporting Act (FCRA) Main Page
601. Short title
602. Congressional findings and statement of purpose
603. Definitions; rules of construction
604. Permissible purposes of consumer reports
605. Requirements relating to information contained in consumer reports
606. Disclosure of investigative consumer reports
607. Compliance procedures
608. Disclosures to governmental agencies
609. Disclosures to consumers
610. Conditions and form of disclosure to consumers
611. Procedure in case of disputed accuracy
612. Charges for certain disclosures
613. Public record information for employment purposes
614. Restrictions on investigative consumer reports
615. Requirements on users of consumer reports
616. Civil liability for willful noncompliance
617. Civil liability for negligent noncompliance
618. Jurisdiction of courts; limitation of actions
619. Obtaining information under false pretenses
620. Unauthorized disclosures by officers or employees
621. Administrative enforcement
622. Information on overdue child support obligations
623. Responsibilities of furnishers of information to consumer reporting agencies
624. Relation to State laws
625. Disclosures to FBI for counterintelligence purposes
626. Disclosures to governmental agencies for counterterrorism purposes
Endnotes
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legal advice and may not be complete or up to date with the most current
collection laws changes.
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