The Fair Credit Reporting Act - Section 614
614. Restrictions on investigative consumer reports [15 U.S.C. 1681l]
Whenever a consumer reporting agency prepares an investigative consumer report,
no adverse information in the consumer report (other than information which is a
matter of public record) may be included in a subsequent consumer report unless
such adverse information has been verified in the process of making such
subsequent consumer report, or the adverse information was received within the
three-month period preceding the date the subsequent report is furnished.
The Fair Credit Reporting Act (FCRA) Main Page
601. Short title
602. Congressional findings and statement of purpose
603. Definitions; rules of construction
604. Permissible purposes of consumer reports
605. Requirements relating to information contained in consumer reports
606. Disclosure of investigative consumer reports
607. Compliance procedures
608. Disclosures to governmental agencies
609. Disclosures to consumers
610. Conditions and form of disclosure to consumers
611. Procedure in case of disputed accuracy
612. Charges for certain disclosures
613. Public record information for employment purposes
614. Restrictions on investigative consumer reports
615. Requirements on users of consumer reports
616. Civil liability for willful noncompliance
617. Civil liability for negligent noncompliance
618. Jurisdiction of courts; limitation of actions
619. Obtaining information under false pretenses
620. Unauthorized disclosures by officers or employees
621. Administrative enforcement
622. Information on overdue child support obligations
623. Responsibilities of furnishers of information to consumer reporting agencies
624. Relation to State laws
625. Disclosures to FBI for counterintelligence purposes
626. Disclosures to governmental agencies for counterterrorism purposes
Endnotes
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legal advice and may not be complete or up to date with the most current
collection laws changes.
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