Fair Credit Reporting Act, FCRA

Fair Credit Reporting (FCRA) - Section 613

Section 613 of the Fair Credit Reporting Act (FCRA).

The Fair Credit Reporting Act - Section 613

613. Public record information for employment purposes [15 U.S.C. 1681k]

(a) In general. A consumer reporting agency which furnishes a consumer report for employment purposes and which for that purpose compiles and reports items of information on consumers which are matters of public record and are likely to have an adverse effect upon a consumer's ability to obtain employment shall

(1) at the time such public record information is reported to the user of such consumer report, notify the consumer of the fact that public record information is being reported by the consumer reporting agency, together with the name and address of the person to whom such information is being reported; or

(2) maintain strict procedures designed to insure that whenever public record information which is likely to have an adverse effect on a consumer's ability to obtain employment is reported it is complete and up to date. For purposes of this paragraph, items of public record relating to arrests, indictments, convictions, suits, tax liens, and outstanding judgments shall be considered up to date if the current public record status of the item at the time of the report is reported.

(b) Exemption for national security investigations. Subsection (a) does not apply in the case of an agency or department of the United States Government that seeks to obtain and use a consumer report for employment purposes, if the head of the agency or department makes a written finding as prescribed under section 604(b)(4)(A).

The Fair Credit Reporting Act (FCRA) Main Page

601.  Short title
602.  Congressional findings and statement of purpose
603.  Definitions; rules of construction
604.  Permissible purposes of consumer reports
605.  Requirements relating to information contained in consumer reports
606.  Disclosure of investigative consumer reports
607.  Compliance procedures
608.  Disclosures to governmental agencies
609.  Disclosures to consumers
610.  Conditions and form of disclosure to consumers
611.  Procedure in case of disputed accuracy
612.  Charges for certain disclosures
613.  Public record information for employment purposes
614.  Restrictions on investigative consumer reports
615.  Requirements on users of consumer reports
616.  Civil liability for willful noncompliance
617.  Civil liability for negligent noncompliance
618.  Jurisdiction of courts; limitation of actions
619.  Obtaining information under false pretenses
620.  Unauthorized disclosures by officers or employees
621.  Administrative enforcement
622.  Information on overdue child support obligations
623.  Responsibilities of furnishers of information to consumer reporting agencies
624.  Relation to State laws
625.  Disclosures to FBI for counterintelligence purposes
626.  Disclosures to governmental agencies for counterterrorism purposes

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